People always call it luck when you’ve acted more sensibly than they have.

Anne Tyler

Personal Savings

Personal Savings Account

  • Monthly maintenance fee of $3.00
  • Minimum daily balance to avoid fee is $100.00
  • Interest compounded daily and credited quarterly
  • Maintenance fee waived for minors (up to age 18)
  • Excessive Activity Charge* is $5.00

Personal Money Market Account

  • Monthly maintenance fee of $8.00
  • Avg. daily balance to avoid fee is $2,000.00
  • Interest tiered as follows:

$0 – $4,999.99
$5,000 – $24,999.99
$25,000 – $49,999.99
$50,000 – $99,999.99
$100,000 – $249,999.99
$250,000 – $499,999.99
$500,000 – $999,999.99
$1,000,000 and over

  • Interest compounded daily and credited quarterly
  • Free Online Banking
  • Excessive Activity Charge* is $10.00

Premium Personal Money Market Account

  • Monthly maintenance fee of $8.00
  • Avg. daily balance to avoid fee is $2,000.00
  • Interest tiered as follows:

$0 – $9,999.99
$10,000 – $24,999.99
$25,000 – $49,999.99
$50,000 – $99,999.99
$100,000 – $249,999.99
$250,000 – $499,999.99
$500,000 – $999,999.99
$1,000,000 and over

  • Interest compounded daily and credited quarterly
  • Free Online Banking
  • Excessive Activity Charge* is $10.00

*Transfers or withdrawals from a savings or money market account to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party, are limited to six per calendar month. There is an Excessive Activity Charge for each withdrawal noted here in excess of six per calendar month.

**See Miscellaneous Services/Fees for Additional Information

River City Bank. Passion Service Excellence