Please be advised that Same Day Payments (ACH Debits) became effective on 9/15/17. Any payments made by paper check, telephone, or biller’s website could clear your checking account on the same day you write the check or authorize the payment. When authorizing a debit to your account, the merchant or biller should include information about the timing of the payment. If offered the option of same-day payment, the merchant or biller intends to collect the funds as quickly as possible. If you have pre-authorized electronic payments, such as a recurring mortgage or insurance payment, then there will likely be no change to the time these payments post to your account. River City Bank will receive and post these payments normally as designated by the transaction effective date. You should always have sufficient funds in your account to cover every payment you make, authorize, or initiate. Review your account statements and transactions frequently. Please contact us at (706)236-2123 if you have any questions. Thank you for banking with River City Bank.

Services for Businesses

From checking accounts and credit cards to merchant services, we have solutions for all your business needs.

See Business Services

Wealth Management and Investing

You work hard for what you have and deserve to have the future you want. That depends largely on decisions you make today.

See Wealth Management

River City Bank Address & Hours

228 North 2nd Avenue, Rome, GA 30165
Mailing Address: PO Box 1791, Rome, GA 30162
Phone: (706) 236-2123 / Fax: (706) 236-2125

Bank Lobby: Monday - Friday, 9 a.m. - 5 p.m.

Drive Through:
Monday - Thursday, 8 a.m. - 5 p.m.
Friday, 8 a.m. - 6 p.m.
Saturday, 9 a.m. - noon

Report a lost or stolen card

Your financial security is important to us. To report your debit or credit card lost or stolen, please use the resources provided below.

Lost or Stolen Debit Card: 800-500-1044
Falcon (Debit Card Security): 800-369-4887
Lost or Stolen Credit Card: 800-854-7642

Learn How to Protect Yourself